No. Once an annuity has been purchased, members cannot access the funds used to buy the pension (annuity). This is in line with regulations governing retirement funds to ensure the long-term financial security of retirees.

No. The joint life option is calculated based on several factors, including the age and details of the original spouse at the time of retirement. These calculations cannot be revised or transferred to a new spouse. This ensures that the pension agreement remains fair and consistent with its original terms.